Date: 07-12-2019 Digital Publication Services : OSREL | JABM | JAM | ABMR | ABMCS

KEBIJAKAN PEMBERIAN KREDIT UNTUK MENGANTISIPASI KREDIT BERMASALAH

Detail
Author Noni Dwi Absari
Category Manajemen Perbankan

Abstract

This research aims to find out lending policies to anticipate problem loans at PT. BPR Arthasarana Tumpang, this research was carried out in 2018 and described the process of lending policy and the way to resolve problem loans at PT. BPR Arthasarana Tumpang. This study uses 6C (character, capacity, capital, collateral, condition of economy and constraints) in the lending policy. This research method uses qualitative descriptive. This research was carried out descriptively with fact finding and correct interpretation of the lending policies applied to anticipate problem loans at PT. BPR Arthasara Tumpang. The location of this study was selected purposively at PT. BPR Arthasarana Tumpang. The results of the study show that the principle of 6C in lending policies is very influential in providing credit to customers and to anticipate non-performing loans from both bank factors and customer factors.